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Health Insurance Marketplace Affordability Program

The Health Insurance Marketplace Affordability Program lowers premiums and out-of-pocket costs for most people who get coverage on BeWell, New Mexico’s Health Insurance Marketplace. This program was established under New Mexico’s Health Care Affordability Fund and administered by the New Mexico Health Care Authority in partnership with BeWell. Browse and compare plans by clicking here.

Want to do a quick income check to see if you may qualify for savings? Click here

New Mexico Premium Assistance

New Mexico Premium Assistance lowers monthly premium payments for most New Mexicans who qualify for federal Premium Tax Credits.

Turquoise Plans

Turquoise Plans give you the most savings on out-of-pocket costs like deductibles, copays, and coinsurance. That puts more money in your pocket, giving you the health care you need at a cost you can afford. You can only get Turquoise plans on beWellnm.com. Click here to see if you may qualify.

Clear Cost Plans

Clear Cost Plans have the same out-of-pocket costs for covered benefits, like primary care and generic medication coverage. That means the consumer does not have to compare each benefit individually, and they can focus on other important factors, such as:

Plan Quality: the best benefits for the cost
Network Coverage: which providers accept the consumer’s insurance
Monthly premium: the monthly amount needed to be paid for health insurance

**NEW** Final PY26 Clear Cost Plan Requirements

Please note this is the approved version, and the signed version will be posted as soon as it is available.

**NEW REVISED** (revised) Final PY26 Clear Cost Plan Designs (Excel download)

Medicaid Transition Premium Relief

Moving from Medicaid to new health coverage can be difficult. New Mexico wants to make it easier. If you lose Medicaid eligibility and qualify for federal Premium Tax Credits on BeWell, you may be eligible to have your first month’s premium covered. Click here to learn more. If you qualify, your first month’s premium will automatically be covered when you enroll in coverage through BeWell.

OSI Bulletin 2023-004 Medicaid Transition Premium Relief – official notice and criteria

Native American Premium Assistance

In addition to the New Mexico Premium Assistance Program, members of federally-recognized tribes who qualify for federal Premium Tax Credits may also qualify for $0 coverage options from each of the insurers offering coverage on BeWell.