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Small Business Health Insurance Premium Relief
Small businesses are the backbone of New Mexico’s economy. To help lower health insurance costs for small businesses, the New Mexico Legislature worked with Governor Michelle Lujan Grisham to pass legislation establishing a Health Care Affordability Fund. The new law that provides funding to the New Mexico Office of Superintendent of Insurance (OSI) to reduce health insurance premiums for small businesses that purchase coverage in the small group market. The Small Business Health Insurance Premium Relief Initiative is the program established by OSI to achieve this goal. The initiative started on July 1, 2022.
Small Business Health Insurance Premium Relief Initiative Regulations
Bulletins
Participating Health Plans in 2024
The following insurers are providing the 10% premium reduction for qualifying small group health plans to their customers:
- Blue Cross Blue Shield of New Mexico
- Presbyterian Health Plan
- United Healthcare
Resources for Small Business Owners and Employees
Resources for Insurance Producers
- OSI held virtual information sessions for insurance producers throughout the month of May. Additional sessions can be scheduled upon request.
- Click here to view slides presented on May 3.
Resources for Health Insurance Issuers
- **NEW** FINAL PY24 Guidance – Small Business
- **NEW** PY24 Annual Reconciliation Template – Small Business (Excel download)
- **NEW** PY24 Annual Reconciliation Examples – Small Business (Excel download)
- **NEW** PY24 Attestation Form – Small Business
- PY23 Attestation Form
- PY23 Annual Reporting Template (Excel file)
- PY23 Annual Reconciliation Examples (Excel file)
- PY22 Monthly Reporting Template (downloads Excel file)
- PY22 Updated Annual Reporting Template – Monthly Renewal Date (downloads Excel file)
- PY22 Updated Annual Reporting Template – Quarterly Renewal Date (downloads Excel file)
- PY22 Annual Data Reporting Instructions
- PY22 Attestation Form
- PY22 Data Form for Hearings (Optional) (downloads Excel File)